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Prepaid Credit Cards
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We highly recommend this option- the 'pay as you go' of the credit card world. A great way to manage your finances as you can only spend what you've loaded- and they can help you build a good credit history!!
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O2 Money O2 Cash Manager
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The card is FREE but sadly only available to O2 customers.
Cash Manager helps you to manage your money wherever you are. You just transfer spending money from your bank account to your card (it is a visa so is accepted almost everywhere). In addition real time balance alerts are sent to your mobile meaning there's no excuse to overspend or be caught short! (And you can never spend more than what's on your card). They also offer a natty budgeting calculator to help you work out what you can afford to spend. The card is exclusively for O2 customers!
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2

BREAD Card The best thing since sliced bread
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The BREAD Card only costs £7.50 and can be paid by another card or via SMS!
This is an exciting new entrant into the prepaid MasterCard card market. It is the only prepaid card to achieve 5* rating by www.which-prepaid-card.co.uk. It offers competitive rates to users with no fees on purchases and no monthly fee. The card can be loaded via Paypoint and BACS and it is simple to apply on-line (they simply need either a UK driving licence or international passport number together with a UK address). The card is aimed at those who do not have access to a MasterCard facility such as individuals with debt / credit problems, or students who haven't had a chance to build up credit history. If you want to avoid expensive credit card bills just use the card as a budgeting tool.
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3

Virgin Money Monthly Prepaid MasterCard
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Money off where it matters - on holidays, gyms, booze and more!!
The Virgin Money Monthly Prepaid MasterCard® is the only Prepaid card that gives students money off where it matters - on holidays, gyms, booze and more. Get great savings from your favourite stores including Currys, Debenhams, Sainsbury's, B&Q and Boots. OFFERS INCLUDE: FIRST MONTH FREE WITH VIRGIN MEDIA, 10% OFF AT VIRGIN WINES, A MONTH OFF AT VIRGIN ACTIVE, 10% OFF AT VIRGIN HOLIDAYS, 20% OFF AT VIRGIN EXPERIENCES and 10% OFF CAR, HOME AND ANNUAL TRAVEL INSURANCE!!
The card costs just £9.95.
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White Eagle Freedom Prepaid Card
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Free Insurance Protection on all purchases made when using the Freedom Prepaid MasterCard AND improve your credit rating!
The Freedom Prepaid MasterCard is the UK's first instant issue, fully re-loadable, embossed Prepaid MasterCard with chip & PIN security. This enables students to make purchases without filling in any forms, undergoing any credit checks or having a bank account. Students can benefit from many new additional features including free Insurance Protection on all purchases made when using the Freedom Prepaid MasterCard AND the ability to improve credit ratings with Credit Booster. Another bonus is that the card gets you low cost international telephone calls, anywhere in the world. The Freedom Prepaid MasterCard is available online and retails at £9.99. It is fully re-loadable up to £3,000 and is accepted worldwide, at over 28.5 million locations and at 1.5 million ATMs which display the MasterCard Acceptance Mark.
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5

White Eagle White Eagle Prepaid Card
The White Eagle Prepaid Maestro® Card works just like a Pay As You Go mobile phone. If you're working it can be topped up with your wages by your employer, or alternatively with cash at any of the 18,000 shops and garages that display the PayPoint logo, or with transfers from any UK bank account. The card is valid for 2 years and cost just £4.95.
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