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Car and Motor Insurance

For students taking cars to campus, you will also need to consider the type of motor insurance you have. Don't assume that third party cover will be cheaper than a comprehensive policy as it's often more expensive!

You must also notify existing insurance providers that you are taking your car to your University as a change of address can affect the premiums (and it's worth noting that this could mean a price increase of up to £1500!) As such if a car isn't a necessity for you then don't take it. In fact there are good sites around such as www.liftshare.org which could help you find a cheap lift home if needed.


1
Churchill

Award Winning Car Insurance


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The majority of Churchill customers pay less than £250 for their car insurance!!

With Churchill named drivers earn their own named driver no claim discount (which is great if you don't have a car of your own and just want to be named on your parents policy), plus, if you have a few years no claims you could get a discount of up to 65%. If later on you get your own set of wheels, you could get a 10% discount (on new policies taken out on additional cars). You also get round the clock windscreen repair and replacement. So, if your windscreen is repaired there's no excess to pay, and no loss of no claim discount. Fancy a European road trip? You're existing cover is automatically extended at no extra cost (for up to 90 days). Churchill won the Your Money 2006 Best Motor Insurance Provider and Best Online Motor Insurance Provider!

1. 10% discount on new policies taken out on additional cars in your household.

2.24-hour accident recovery and helpline.

3.Repairs guaranteed for 5 years (when you use an approved repaired.

4.New for old on cars under 12 months old.

5.Personal accident cover for policy holder and spouse or partner (Comprehensive cover only).

6.Medical expenses following an accident (Comprehensive cover only).

7.Cover for personal belongings in the car.

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2
eCar

Pay As You Go Car Insurance!


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Buy an annual car, bike, van or home policy from eGroup and get £100 WORTH OF VOUCHERS to spend on selected Tour Operator packages including Thomas Cook, Inghams, Royal Caribbean Cruises and Celebrity X Cruises!!!

eCar's pay-as-you-go policies are unique in that they provide insurance for a month at a time, allowing you to stop and start your policy. For example students who don't take their cars to university can just be insured for the holidays. eCar is 100% online, so you can buy, amend and renew your policies 24/7. All of their comprehensive policies include breakdown assistance, legal expense cover and European driving as standard. They also offer a Bonus Accelerator (earn 1 years no claim bonus after just 8 months on pay-as-you-go policies) and if the customer has earned the right to full no claims bonus, they will guarantee this for life. eCar also offer conventional annual policies. Purchase cover a month at a time and just switch it off when it's not required!!

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3
HSBC

Car insurance from your bank?


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10% online discount for new customers and Free monthly car washes for a year when you take out an HSBC Car Insurance policy online before 31st October 2010!

HSBC is the largest bank in the UK and are using their position to break into the car insurance market. They offer a competitive online discount, and you can choose the level of cover for your requirements - Comprehensive, Third Party, Fire and Theft or Third Party only. There is a 10% online discount for new customers.

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4
Kwik-Fit Car Insurance

Cheap car insurance quotes online from Kwik-Fit Insurance


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Get a MASSIVE 28% online discount if you get a car insurance quote on29/3/10!

Save up to 20% when you purchase car insurance online with Kwik Fit Insurance, get a quote today. Kwik Fit Insurance search their panel of 27 leading insurance companies to find you the best deal for car insurance, as well as offering an online discount of up to 20%, plus get a 10% discount card to use in Kwik Fit garages to keep the cost of motoring down. Get a quote today. Car insurance that protects you from any dents, especially to your wallet - get up to 20% online discount from Kwik Fit Insurance. Get a quote now. Exclusive customer offers and discounts with a range of providers including Haven Holidays and Virgin Wines.

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5
Swinton

Search 1000's of policies!


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Get £40 cashback when you buy car insurance! Use code PMWTDR663!

It's hard to find cheap car insurance that provides quality cover- Swinton can help by searching 1000's of rock bottom prices from the UK's top insurers. They can even secure you a massive online discount of up to 25% and you could also be eligible for an up to 65% no claims discount. Their call centres and local branches are UK based and they offer a range of optional extras including legal protection & 5 levels of breakdown cover PLUS get up to 25% discount when you buy online!

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6
AA

Great prices and with great customer service


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Buy Online and get a 12% discount!

A survey in March found that 25% of people could save £200 by switching to the AA. The guys at AA have offered a top tip in that third party only insurance may at times be insufficient oweing to the fact that car theft is only too common in many university towns. Therefore they recommend upgrading to Third Party Fire and Theft. The AA also specialise in car insurance for women. It only takes a few minutes to get a quote so why not see how much you could save!

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7
Aviva

Get the Aviva deal


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Up to 15% online discount!

Looking for a great deal on your car insurance?Whether you're looking for comprehensive or third party fire & theft cover, all new customers with four or more years' no claims discount will qualify. Don't have 4 years no claims discount (most students probably don't)? Aviva still have a deal for you -you can benefit from up to 15% online discount! Prices start from £212.* Cutting costs couldn't be easier and you won't be compromising on quality either, as Aviva car insurance offers many benefits. Here are just some of the service features you could look forward to: Up to 70% no claims discount, a 5% discount on each additional car you insure, an approved repairer network across the UK- with 3 year guarantee, lower premiums for those who drive fewer miles and a free 24/7 claims helpline! Get a quote today and 'get the Aviva deal'. *10% of all customers buying car insurance with them from 1st January to 31st March 2009 paid £212 or less. The premium will depend on individual circumstances and cover chosen.

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8
Direct Line

Direct Line car Insurance - a good deal better.


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8 weeks free insurance per year!

Direct Line offer a range of discounts and product innovations, all aimed at bringing down the cost of car insurance. You could benefit from a no claims discount for all named drivers (great if your on your parents policy) and a further discount if you insure a second car with them. Direct line also offer their uninsured driver promise - if you're hit by an uninsured driver, they'll cover your excess and it won't affect your no claims discount. And, if you choose one of their repairers, your car will be collected and delivered for free, cleaned inside and out and the repair work will be guaranteed for 5 years!

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9
Endsleigh

Car Insurance from the student specialists


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Car insurance from the student specialists!

At Endsleigh they keep it simple. They will search around 40 car insurance schemes for you before presenting you with only the cheapest policy that matches your requirements. This means no tricky decisions for you!

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10
NatWest

A great range of car insurance


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Receive a 10% discount if you already have NatWest Home Insurance!

NatWest are a growing car insurance provider. Their benefits include up to 65% no claims discount and a 24-hour accident helpline. You'll also get a courtesy car for the duration of any repair with an approved repairer (subject to availability). Buy a NatWest policy and you'll also get discounted breakdown cover from award-winning Green Flag!

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11
Yes Insurance

Great if you've got an old banger!


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Introduce a friend and get a £25 M&S voucher for each of you (terms apply please see website).

Yes are particularly good if your car is over 5 years old, and lets be honest, most students cars are! You get great rates because in the event of a claim, Yes customers don't have expensive new models to repair or replace. This keeps costs down, so Yes can pass the savings on to you. They act as a broker to over 30 leading car insurers; to get a quote just fill in the online application form- its quick simple and easy to fill out.

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12
quotelinedirect.co.uk

Get a quote online or give them a call for expert advice


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Insurance with a personal touch!

Unlike so may insurance providers, at quotelinedirect they have someone on the end of the phone in addition to online quotes. Online they will search over 450 different policies for you, but you 'll also be allocated an experienced underwriter who will try and save you even more.

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13
Confused.com

Compare 86 Insurance providers!


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Fill in just one form and let Confused.com do the legwork.

Confused.com is the place to be, to help find the cheapest car insurance quote and are on hand to help... They search up to 86 car insurance providers and compare prices from lots of big names. It's really quick and simple and could save the consumer time and money.

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14
Gocompare.com

Gocompare a range of insurance providers!


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Independent choice and no messing about!

You can use their special 5 star rating system to help you choose the right policy. Gocompare.com also recommend taking the Pass Plus course to help reduce your premium. Enter your information once and they'll do the rest.

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15
i-Kube

Aged 17-25? This could get you the best possible price on car insurance


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Discounts of up to 40% available!

Car insurance with a twist! You get an i-kube unit which is a small hand sized device that is installed in your vehicle. It uses GPS technology in order to transmit a signal to advise the insurance company when the vehicle is driven between the hours of 11.00pm - 05.00am (as accidents are more likely to happen at this time). These are called the red hours and driving during these time times incurs an additional premium of £45.

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